I got a Merrick Bank Visa CC recently with the free GoScore Service, found out it's a FICO 8 Score, I checked it and it's 575 currently, while all my other scores are 25 to 50+ points higher.
Who uses it and is it just another FAKO or legit score?
It is certainly a FICO score. I am not sure who uses it though (although Merrick very likely does uses it to make credit decisions). Here is a busy chart with an idea of the different FICO versions and a few CCC's who normally use one version or the other. It is not completly current, but it can give you an idea.
