When do FICO scores update

[zeek69]

Are FICO scores updated as soon as a credit report is updated? I subscribe to TRUECREDIT to monitor my credit reports (not FAKO's) and there was a positive change on my EXPERIAN. I would now like to to pull my Experian FICO. Is it safe to assume that it would reflect the new information?

Thanks

[Anonymous]

Yes...because there is no running total of your FICO score. A score is only generated when your credit report is pulled. Therefore, your score never "changes" between credit report pulls. It only changes when you pull the credit report and circumstances have changed on that report (new accounts, change in balances, a new derog, the passage of time which makes your existing derogs older, etc.)

[zeek69]

THANKS

My experian FICO went from 576 to 607. So now all three scores are in the 600's. Should see a bump in TU and EQ once those reports update as well. Making progress...