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I have a late payment from Aug 2017 that is nearing the 7 year mark..
Experian has a note on this account that its "set to go positive by Apr 2024".. but it hasn't been removed yet..
Looking for data points on how early, and possibly what day they remove late payments.
With EX you can file a dispute and mark it as "too old" The other CRA's will be the 7 yr waiting period.
Just to be clear this is an open account.. and I'm not referring to Early Exclusion