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When one point makes a difference...

tag
masscredit
Senior Contributor

When one point makes a difference...

I applied for a car loan today. My EQ 04 score is 699. 700 needed for the best rate. That cost me .75%.

 

Funny thing is, I was told that my last auto loan with them was at the best rate. Same score. Maybe their criteria changed over the course of a few months.

 

 

EQ - 693 / TU - 664 / EX - 675

Capital One Savor - $16000 / Capital One Venture - $13000 / Travel Advantage Visa - $11500 / TD Cash Card - $7500 / Bread Rewards AMEX - $6950 / Apple Card - $6500 / TD Double Up - $5500 / Mercury - $5000 / Ally Master Card - $4300 / DCU Visa - $3000 / Capital One QuickSilver - $500
$79,750
DCU Auto Loan
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1 REPLY 1
pizzadude
Credit Mentor

Re: When one point makes a difference...

Locked to direct others to discussion on same topic:

 

http://ficoforums.myfico.com/t5/Auto-Loans/Missed-the-best-rate-by-1-point/m-p/3407205

March2010 FICO® ~ 695 TU, 653 EQ, 697 EX
Message 2 of 2
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