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Where can I find Auto Fico and Credit Card Fico scores?

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Red1Blue
Super Contributor

Where can I find Auto Fico and Credit Card Fico scores?

I understand fico offers customized scores for credit cards and Auto Loans. Where can I find these scores or purchse these scores to find out how I am doing on these scores?
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4 REPLIES 4
haulingthescoreup
Moderator Emerita

Re: Where can I find Auto Fico and Credit Card Fico scores?

I don't think that these can be bought by consumers, other than the credit-card enhanced score that you get with a WaMu CC (the "PFICO".) Some seem to get their TU score and others say they get the EX score, but with either, it's the previous month's score. I guess WaMu can buy them cheaply that way.
* Credit is a wonderful servant, but a terrible master. * Who's the boss --you or your credit?
FICO's: EQ 781 - TU 793 - EX 779 (from PSECU) - Done credit hunting; having fun with credit gardening. - EQ 590 on 5/14/2007
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fused
Moderator Emeritus

Re: Where can I find Auto Fico and Credit Card Fico scores?

"The auto score is usually referred to as your "FICO Auto Industry Option". This score it not available for you to purchase and only dealers\finance companies are able to pull it."
 
(Tuscani)
Message 3 of 5
Anonymous
Not applicable

Re: Where can I find Auto Fico and Credit Card Fico scores?

Which FICO score is usually the highest the Regular FICO score or the Auto Industry option FICO score. What are the differneces between the two?. Thanks in advance.
Message 4 of 5
MattH
Senior Contributor

Re: Where can I find Auto Fico and Credit Card Fico scores?



@Anonymous wrote:
Which FICO score is usually the highest the Regular FICO score or the Auto Industry option FICO score. What are the differneces between the two?. Thanks in advance.





Various people have reported that when their dealer told them their Auto Fico score it generally was pretty close to their Classic Fico scores from here, sometimes a little higher and sometimes a little lower. Given that it's intended for auto dealers, I presume it gives higher weight to how one has done with auto loans. So a person whose only baddie is an auto repo would likely have a lower auto score, while a person with several bad NON-automotive debts but totally satisfactory history with auto loans would likely have an auto score a bit higher than the regular score.
TU 791 02/11/2013, EQ 800 1/29/2011 , EX Plus FAKO 812, EX Vantage Score 955 3/19/2010 wife's EQ 9/23/2009 803
EX always was my highest when we could pull all three
Always remember: big print giveth, small print taketh away
If you dunno what tanstaafl means you must Google it
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