Thank you, you guys are awesome, i learned alot from this site, disputed a couple of stuff got them off my report got a couple 2more cc , and especially got out of default on my student loans. I taught i will get a bump.
but didnt expect my TU score to go from the 500's to 732 and my ex from 542 to 689
Thanks alot for the help. Learned alot from you guys now i feel like mr know everything about fixing your credit guy .
the only big negative i still have on my reports is a judgement for $700, it falls off dec next yr. do you think i should pay it or wait and let it drop off since it seems not to be hurting my score too much.
carib, how did you get off default on your student loan?
i just paid my student loan on time for 9 months straight . If our in default now, ask about thier rehabiltation program. pay our bill 9 months straight on time. And they will sell our loan and take all record of you being on default off all 3 credit reports.
if the payments are too much for you, contact them go in deferment or say our in hardship. i couldnt afford my payments after it went in default. so i made deferment payments ( ya paid big time on interest ) . Now that they sold my laon , the interest rate is lower and im able to handle the laon payements .