Why Is Experian Scores Often the Highest of All Three?

[grillandwinemaster]

Experian is my lowest...

And like the poster above mentioned, pulled almost exclusively in SoCal. Which really sucks for me!

[SouthJamaica]

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@grillandwinemaster wrote:

Experian is my lowest...

And like the poster above mentioned, pulled almost exclusively in SoCal. Which really sucks for me!

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During last 2 years TU has been highest for me and EX has been lowest, but recently EQ has taken over as the lowest.

[Tim_S]

Trans Union has always been highest for me, followed by Experian and then Equifax is my little red headed step child...

[Anonymous]

Very clear from reading this thread that there's no consistency on which bureau gives anyone the highest score.  Definitely a personal profile thing.

[Pworld]

I wish! Ex is my lowest. Usually by 30-35 points. I have to check and see whats going on. My highest used to be EQ, but recently TU just matched it, and then leaped frogged it. I think it was due to TU reporting some major pay downs and collections dropping off first. 

[EdMan63]

When I had a CO on my reports EX was my highest. Since the CO has fallen off my reports EX has been my lowest for months now. Refusing to budge at all over the whole summer. I believe its because I have more inq on EX than the others everything else all being equal. 

[Vegas4Play]

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@Anonymous wrote:

EX is my middle score. TU is always my highest, and I know why. They place more emphasis on oldest account and, even with a short AAoA, my oldest is over 36 years.

Cap - do you think this holds true ( that TU puts more emphasis on oldest account) even when it has been closed out?

[Anonymous]

interesting, Captool..
usually..you just make me laugh..
today you got me thinking..
don't know which is better!

[Anonymous]

Tu is my highest score, by about 20 pts. EQ is my lowest. TU seems to be the one that never gets pulled. Only one new acct pulled them in 2 yrs for me.

[SouthJamaica]

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@Anonymous wrote:

EX is my middle score. TU is always my highest, and I know why. They place more emphasis on oldest account and, even with a short AAoA, my oldest is over 36 years.

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Wow, that could explain why TU is my highest as well.

But how did you learn something like that?