My score dropped 6 points this month, no no biggie, but. I pay each month on time all my accounts. Any last month my BOA card reported 15 balance with 500cl and this month it has a balance of 35. and it drooped 6 points. Why is that after I paid on time each month and my balance is up by 20 dollars from the previous month I am confused. I am trying to buy a home so every point to me counts.. Thank you all for time and advice
Any other cards? Normally they tell you to not apply for anything before a mortgage application, but at least 2 tradelines help if your file is thin. Did the card just turn one year older?
My CC is only 5 months old. I did not apply for another card. Only thing is that My balance went from being reported 15 dollar balance on a 500CL to 35 dollar balance on a 500CL on My BOA card. It stated that my card increased by 350% balance . Now, I don't understand that at all. Any advice any one??????
