Hello. I notice that several times MyFico has shown one Visa credit card account as reporting twice for same date. I wonder if this explains in part the ding I got for some high balances this month (we pay in full each month).
Specifically the "CHASE BANK" account (I show as "1234" below) shows reporting the same balance on same date, December 19.
Note that my FICO was at 809 in November. Then in past few days it dropped to 799, 791, then 789.
So my FICO has been reported 3 times in past few days, and there have been 3 credit alerts as well. I assume that these "match up". But why would CHASE BANK report same amount twice for same date, for which it seems that I have been dinged twice?
11-28 809 Score Watch(r) alert: Your score exceeded your target of 807
12-18 799 Score Watch(r) alert: Your score dropped below your target of 809
12-19 791 Score Watch(r) alert: Your score has dropped
12-23 789 Score Watch(r) alert: Your score has dropped
The most recent credit alerts are:
12-19 CHASE BANK USA NA (XXXXXXXXXXXX1234) New balance: $2,313
12-19 CHASE BANK USA NA (XXXXXXXXXXXX1234) New balance: $2,313
12-23 WELLS FARGO (XXXXXXXXXXXX1234) New balance: $143
TIA for your comments.
- and thus it is unlikely that you'll get replies specific to the issue that arose in December 2009.