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ok, thats good to know! It stresses me out to see that an account ive been working on for months is finally removed, or updated, then i see that little red arrow
This has been a year in the re-building process, so I guess it will just take more time No more new accounts, and pay down my utilization.
Theres not much i can do about the late payments. Although, i was added to my BF's Best Buy account a couple of months ago to add to my AOA (8 year old account), but he had a late payment on his account that actually hurt my score more than it helped it, so i might try to drop off that account.
Thank you so much for your input!
Yeah, you definitely don't want to be an AU to an account that is dirty.
@Anonymous wrote:Thank you so much! I've been trying my best. Im glad I was able to set my daughter up with a good head start. I taught her all about credit as well, so shes alot smarter than i was at that age
Now that im on my PC, i can see a photo button so you can see what im talking about
It just seems to decrease and decrease. This even included removing a charge off... yet, no love.
This is a beautiful example of alerts not being directly connected to the score change. See how many different alerts are attached to the same 3 point change? Chances are there was one thing that dropped your score by 10-20 points, and a conbination of things that raised it 7-17 points. Maybe the new auto loan account didn't ping on Transunion until the 24th?
There are many score-impacting events that are not alertable, both ones that can lower your score and raise your score.