No it isn't low. A 710 score seems on the money for the OP's profile. Issues include:
1. AoYA is under 12 months - Stabalize and stop getting new credit.
2. A slew of recent inquiries represents risk.
3.AAoA is under 2 years age.
4. AoOA is under 3 years age.
5. Consumer finance account(s) on file. (Not sure if OP has any but, the initial post suggests the possibility)
At this time the solution is account aging and profile stability. All the inquiries, new accounts under 12 months and lack of length on account payment history are more of a detriment to approval than a 710 score.
Fico 9: .......EQ 850 TU 850 EX 850
Fico 8: .......EQ 850 TU 850 EX 850
Fico 4 .....:. EQ 809 TU 823 EX 830 EX Fico 98: 842
Fico 8 BC:. EQ 892 TU 900 EX 900
Fico 8 AU:. EQ 887 TU 897 EX 899
Fico 4 BC:. EQ 826 TU 858, EX Fico 98 BC: 870
Fico 4 AU:. EQ 831 TU 872, EX Fico 98 AU: 861
VS 3.0:...... EQ 835 TU 835 EX 835
CBIS: ........EQ LN Auto 940 EQ LN Home 870 TU Auto 902 TU Home 950
