Why my EX score Sky-rocketed after applying for Chase Sapphire?

[Anonymous]

Hey folks,

Just curious. I've never seen this happen before with a credit inquiry. 

I applied for Chase Sapphire a few weeks back. I noticed the next day after I applied, MyFico sent an alert. My Experian Score jumped 35 POINTS from the hit!

Usually a hard hit drops the score right? or maybe there is somehting I dont know? 

Im new to the forum. I figured there's some expereinced folks here who's had a similar case.

[Anonymous]

Something else must have triggered it. Accounts age maybe?

[Anonymous]

Something else must have triggered it.  Did utilization decrease? Was there an increase in AAoA?  Look at your report closely..

[Anonymous]

What most likely happened is, something had changed on your EX that wasn't one of the things that triggers an update to myFICO. the hard pull did trigger the update to myFICO, so it picked up the changes along with the hard pull.

How long had your EX score been where it was on myFICO?

[Anonymous]

Ok I see what you guys a are saying. My score was hanging around 695-705 prior to the hit. It was in that range for about 6mo. 

I paid off my Venture and Slate a couple weeks before the hit. And most of my cards got an auto CL increase around that time as well. Looking at it now, my utilization did drop. 

FYI, a similar thing just happened with BofA card. I got approved Wed, the hit just popped up. Score went up 8pts. So it looks like you all are right.