Why would my score go UP?

[skigirl916]

Just got an alert from MyFICO that my score had changed.

Equifax went up 10 points, and shows a 5 point increase each for my balance and utilization going up.

WTH?

For real. WTH?

[Revelate]

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@skigirl916 wrote:
Just got an alert from MyFICO that my score had changed.

Equifax went up 10 points, and shows a 5 point increase each for my balance and utilization going up.

WTH?

For real. WTH?

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Busy report and changes being rolled up into balance updates.

It happens semi-regularly even with the best of the monitoring solutions: the only other caveat is when we're talking small utilization there are some variations as to what's ideal (3% might be better or worse than 6% depending on the individual report).

[pizzadude]

All zeros across the board isn't the sweet spot for FICO revolving utilization.   As Revelate mentioned above there are many scenarios where increasing utilization slightly may result in a FICO score bump.