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Anonymous
Not applicable

Why?

Why did mine only go up 3 points on Equifax after paying a bill of 450.00 off?
Please help Smiley Sad

Message 1 of 4
3 REPLIES 3
Remedios
Credit Mentor

Re: Progress is progress!


@Anonymous wrote:
Why did mine only go up 3 points on Equifax after paying a bill of 450.00 off?
Please help Smiley Sad

Hi @Anonymous  and welcome to the forums 

 

If you have a question, please start a thread and describe your situation. We'll do our best to help you. 

It gets very confusing replying to multiple members with different issues in one thread

 

Thank you 

Message 2 of 4
SouthJamaica
Mega Contributor

Re: Why?


@Anonymous wrote:

Why did mine only go up 3 points on Equifax after paying a bill of 450.00 off?
Please help Smiley Sad


We would need to know your accounts, limits, and balances, in order to answer your question.


Total revolving limits 568220 (504020 reporting) FICO 8: EQ 689 TU 691 EX 682




Message 3 of 4
Anonymous
Not applicable

Re: Why?

SJ is correct above.

 

One individual can pay down $200 in revolving debt and see a 50 point Fico score increase.

 

Another individual can pay down $20,000 in revolving debt and see a 0 point Fico score increase.

 

It all depends on your profile, so listing out what he requested would be beneficial. 

Message 4 of 4
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