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Today I updated my scores on MyFico and saw that my credit spree took it's toll mostly on TransUnion (score dropped 38 points) where most of the inquiries landed. When these new accounts show as the CCC's report my account activity, will my scores take another hit or is the hit I took the worst of it? Thanks to anyone who responds.
@Anonymous wrote:Today I updated my scores on MyFico and saw that my credit spree took it's toll mostly on TransUnion (score dropped 38 points) where most of the inquiries landed. When these new accounts show as the CCC's report my account activity, will my scores take another hit or is the hit I took the worst of it? Thanks to anyone who responds.
If the new accounts substantially affect your AAoA then it's possible your scores will drop more.
Thank you, Irish! Better to be prepared for the hit, I say. I'll post here when I find out the final result.
Thank you brclark!