@Anonymous wrote:
I let Cap One report a small balance this month and my score went up 12 points.
I don't think any of us really believe this until we see it happen on our own reports. 
'Grats on getting your points back.
* Credit is a wonderful servant, but a terrible master. * Who's the boss --you or your credit?
FICO's: EQ 781 - TU 793 - EX 779 (from PSECU) - Done credit hunting; having fun with credit gardening. - EQ 590 on 5/14/2007