Re: Your fico score has...

Anonymous · ‎10-08-2015

...INCREASED 74 POINTS to 723. Experian deleted my two collections so my ex and tu reports are clean. I havent pulled tu fico in a week so not sure where I'm at there but last week it was 752 after tu deleted my collections.

Just want to be cliche and tell anyone starting out on the credit clean up journey that anything is possible. I was in the 500s two months ago.

So, should I go for a sallie mae now or just sit tight for 6 months?

Anonymous · ‎10-08-2015

Congrats on the score jump! Unfortunately, the Sallie Mae is no longer being offered by Barclays.

Anonymous · ‎10-08-2015

Damn really? Well then looks like I'll just garden for now!

NRB525 · ‎10-09-2015

Congratulations on the score jump!

High Bal Jan 2009 $116k on $146k limits 80% Util.
Oct 2014 $46k on $127k 36% util EQ 722 TU 727 EX 727
April 2018 $18k on $344k 5% util EQ 806 TU 810 EX 812
Jan 2019 $7.6k on $360k EQ 832 TU 839 EX 831
March 2021 $33k on $312k EQ 796 TU 798 EX 801
May 2021 Paid all Installments and Mortgages, one new Mortgage EQ 761 TY 774 EX 777
April 2022 EQ=811 TU=807 EX=805 - TU VS 3.0 765

Anonymous · ‎10-09-2015

@Anonymous wrote:
Congrats on the score jump! Unfortunately, the Sallie Mae is no longer being offered by Barclays.

I thought there was still the backdoor link posted in the Credit Cards forum thread that still works?

Anonymous · ‎10-09-2015

Congrats...sit tight. Enjoy where you've just gotten. The first thing isn't applying for a new card. Wait until all your scores rise/post and then wait a month. Give yourself.

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