account birthdays

[Anonymous]

Looking at the report sent to me by my mortgage broker, my three most recent accounts are:

Jeep Lease: Started reporting 3/08

HSBC: Musician's Friend - started reporting 4/08 (PIF)

HSBC: Guitar Center - started reporting 4/08 (PIF)

guessing I've hit a birthday with the lease, so no bump there. Didn't notice a bump this month when these two HSBC cards hit a year, or will that maybe happen next month? I guess what I'm asking is, when does a new account celebrate it's "birthday"

thanks!

[Anonymous]

1 year from date open.

[Anonymous]

In cases of newer credit I've seen 1 point. In older credit I've seen no points. Points came from payment history and other factors being added to your credit report that I've noticed. I haven't seen b-days boost scores yet.