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Understanding FICO® Scoring

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Your FICO® Scores can impact your loan interest rates, terms, approvals and more.

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An Industry Standard – FICO Scores are used in more than 90% of lending decisions


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IMPORTANT INFORMATION: All FICO® Score products made available on myFICO.com include a FICO® Score 8, along with additional FICO® Score versions. Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more about other FICO Score versions.

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