If the word open shows as the account type it is not referrring to the status of the acount like pen or closed. The account type open is used for some credit card accounts like some Amex acounts where the balance is due in full each month. The same account type is used for collection accounts meaning balance is due in full. The acount being in dispute can also affect your score either in a positive or negative fashion. IE the score may go up or down after the account goes into dispute and go up or down after the account is out dispute. If the account data has changed during the dispute this will also affect your score potentially.
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FIC Scores XPN v8 808 V2 831 (SDFCU) TUC V 8 803 03/25 EFX Bankcard v8 822 EFX FIC0 v8 800 Vantage score 4.0 817 via JC Penney )
Discover IT 09/90, 19000, JC Penney 10/2008 4700, US Bank Cash 08/2010 12,000 Citibank Custom Cash 5/2015 11,100 State Dept. FCU 20,000 06/2023 , 02/2024 Redstone FCU Signature VISA 10,000 08/23/2024 Langley FCU Signature Cash Back Visa 10000
Banking: Langley FCU Credit Unions: Lafayette FCU Fortera FCU State Department FCU Pelican State CU Red-stone FCU Hughes FCU
My personal blacklist Axos Bank, Bank of America, Synchrony Bank Capital One TD Bank Comerica Bank BMO
