confused about amount of debt change...

[Anonymous]

I have a 2 part question....

I'm using the free 30 day trial score watch, I signed up last month and my amount of debt was "good" according to the "Fico Score Ingredients".

Now, I check it today and my score has gone up 10 points but my amount of debt is now "not good"...why is that?? I paid off one of my store cards so now the amount due is $0, I'm assuming that's why the score went up but why has my amount of debt been changed to not good?

I plan on using this card today...probably spending about $350-$400 on it.... the reason why I paid if off last month is because I had one of those no interest for a certain amount of months deal, so I paid it off before the deadline like I planned...but I still do plan on continuing to use the card.

Will using the card again drop my score? The max for the card is $2300 if that makes a difference in anything...

[Anonymous]

anyone have any ideas.....?

[marty56]

You can use the card and control how much is going to report by paying off some or all of the balance by paying off what you charged before the statement date.  I know that EQ likes something to report.  $1 is just as good as a full 9% of your CL on a single card showing balance.