deferrment

[jbee]

If you defer your car payment for a couple of months, does it have any impact on your FICO score?

Thanks

[MarineVietVet]

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@jbee wrote:

If you defer your car payment for a couple of months, does it have any impact on your FICO score?

Thanks

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I would say no as long as the deferred payments are not somehow mistakenly shown as late.

From a BK years ago to:
9/09 EX pulled by lender 802
3/10 EQ- 800
4/10 TU -772

You can do the same thing with hard work

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[jbee]

Thanks!!

[RobertEG]

It really depends upon what the creditor has "deferred."

If the creditor has deferred due date for min billing payment, then no furthe FICO lates can be reported until you fail to later remit the required payment within 30-days after the new billing due date.  Thus, there would be no immedaite FICO impact.

[jbee]

Thanks Robert.