@Anonymous wrote:i pay the monthly fee to monitor my fico. my credit is pretty decent. equifax is 768, transunion is 742 and experian is 750....
the only activity i have with my credit with anything related to credit, is paying down debt. i have not added a new card, i have not made a small purchase, i have not applied for any type of loan (installment or revolving) but im wondering why my credit dropped 8 points with experian and 5 points with transunion.
i keep getting alerts thet my balances are decreasing all across the board with my credit cards and mortgage etc...but im wondering if there is any reason for the 5 and 8 point drop??
Welcome to the board! It is hard to guess at this, but something changed somewhere. It may be very hard to single out, and may take heavy scrutinization of your reports to figure out. Assuming something didn't happen like paying all of your cards down to zero, which can cause a drop, you may have to look deeper in to it, to find the culprit.
