ewwww. I hate True Credit

[Mythic850]

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@iamrayl wrote:
The ads are annoying only if you pay attention to them.

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...except for the audio one telling me that my purchase entitles me to a discount on something else... Very hard to ignore that one.

I usually check late at night and don't run any other app with sound. That ad always blasts me out of my seat.

TC is way too commercial. There are way to many ads and the overall experience isn't that great.

I'm thinking of trying CreditCheck Total. Anyone have any experience with it?

[Junejer]

Hi Mythic, sorry so late in responding to this one. I tried CCT. It looks a lot like TC, except the display is alphabetical (I liked that). The part I didn't like is the $29.95 per month. Did that for one month and bailed.

[Anonymous]

I hate True credit because you don't get the soft inquiries.  I match the soft to the CCC's pre-approval offers so I will know what CRA' the pull from. So if i don't want the hard inquiry on my TU because I already have millions, I can just pass on the offer.

[MattH]

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@Anonymous wrote:

I hate True credit because you don't get the soft inquiries. I match the soft to the CCC's pre-approval offers so I will know what CRA' the pull from. So if i don't want the hard inquiry on my TU because I already have millions, I can just pass on the offer.

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What's the cheapest way to check the softs? From myfico I can get all three scores, but not the softs. Once a year I can get the annual free report from each CRA which includes the softs but NOT the fico score. From each individual CRA I can buy a full report with all the softs any time, but if they have a score it's usually a fako not a fico.

[TheArcher]

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felixfly2000 wrote:

I hate True credit because you don't get the soft inquiries.  I match the soft to the CCC's pre-approval offers so I will know what CRA' the pull from. So if i don't want the hard inquiry on my TU because I already have millions, I can just pass on the offer.

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I really do wish I could see the softs over at TC too. That is one negative about them. I still like the product and you can't beat $15 a month for all three reports whenever you want.

[Anonymous]

MattH wrote:

What's the cheapest way to check the softs?

Not really sure there Matt. I use both freecredit and equifax. They both cost about 14.95 a month. So looking at it that way, truecredit saves you a bundle. I just want the soft also.

[marty56]

On a tip form Hauling, I got EQ Gold which shows the softs on EQ.