experian update compared to transunion

[Anonymous]

Im not quite sure this is the correct place to be posting this question.  I recently had a collection taken off my EX andTU credit bureaus.  My TU jumped 2 days ago 60 pts in which I was extremely happy.  Usually when i get an update from one the others follow shortly.  I still have not gotten an updated score on my EX.  I pulled my EX credit report and  TU report from annual credit report .com and the collection is not showing on either one.  Logic would tell me that if a got a score increase from TU that i should get one from EX.  Is that wrong thinking?  I did pay for my EX score for $1 and it showed my score as a 638 and my EX score on myfico is a 634 but it did say on EX website that scores are different.  Does EX update scores differently after updating your report? Or should i jus not expect an increase from EX.  

I just find it weird i jump 60 pts from a $1000 CO being removed from TU and not get any increase from EX.  Or should I be a little more patient?  I have/do hear that EX is a little slow.  Any help would be appreciated

[Anonymous]

This happens to a lot of people. Each bureau has their own algorithm and reports different data. Maybe you can check to see the overall differences in the two files.

[takeshi74]

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@Anonymous wrote:

Logic would tell me that if a got a score increase from TU that i should get one from EX.

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It's more of an assumption than logic.  Logic requires carefully reviewing the reports and assessing all scoring impacts.  Removal of a collection should help but it's not the only potential scoring impact on a given report.

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@Anonymous wrote:

have/do hear that EX is a little slow.

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If you pulled your EX report and it does not have the CO then it's not EX being slow.  Your score is generated based on the data in the report when the score is generated.

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@Anonymous wrote:

I did pay for my EX score for $1 and it showed my score as a 638 and my EX score on myfico is a 634 but it did say on EX website that scores are different.

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If the $1 was for Credit Tracker it provides a FICO 8 like myFICO does.  The number generated isn't just a matter of the scoring model and CRA but the data as well.  Were the scores generated at the same time?  If not, report data could have changed in the time in between.