fico score?

[Anonymous]

i know i can do the free trial of fico scorewatch... does this let me check my score as often as i want without affecting my credit? i supposed id need to do a separate trial for each myself and my hsubands scores?

[Anonymous]

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bobnraven wrote:
i know i can do the free trial of fico scorewatch... does this let me check my score as often as i want without affecting my credit? i supposed id need to do a separate trial for each myself and my hsubands scores?

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SW does not let you pull your credit/score as often as you like. You are subscribing to a monitoring service with very limited opportunities to pull credit report/scores on demand - two per year and one its at signup. I don't know if they will allow you to make the second pull during the free trial period. Perhaps not.

http://www.myfico.com/Products/ScoreWatch/Description.aspx

Depending on what you are trying to accomplish you might be better off with a trial of a 3-in-1 reporting service and separate purchase of your FICO scores. You can also obtain direct individual CBR's from each of the major CRB's (EQ, EX, TU) through annualcreditreport.com once a year for free. If you go this route do not purchase the offered scores.

Message Edited by creditwherecreditisdue on 08-30-2009 01:28 PM

[jackg]

bobnraven,

ScoreWatch is a product sold by EQ although others are licensed to sell it. It's a very good productonce you set up all the alerts properly. It alerts you whenever your EQ FICO score changes and gives you the reasons why. SW eliminates the need to buy your EQ FICO score from MYFICO. And you can also subscribe to EQ Gold Credit Report monitoring service that will give you a new credit report every 24 hours + 1 minute.