cancel
Showing results for 
Search instead for 
Did you mean: 

fico scores and payments

tag
ficofido1414
Member

fico scores and payments

Hello, I have a question, I accidently paid all my credit cards off in April by their closing dates which i don't normally do as I normally follow azeo. but in a confusion paid all and my fico scores dopped quite a bit. checking my cc reports all looked good no other issues checked the codes as what was affecting my scores and the only new and different reason was no revolving account balances. so, question is when will scores bounce back i do have one account that is closing and reporting tomorrow, will that one balance be enough or will I need to wait until the end of May for scores to adjust.

Message 1 of 3
2 REPLIES 2
HeavenOhio
Senior Contributor

Re: fico scores and payments

Your next reported positive balance should restore your points, provided it's not drastically larger than the previous positive balance that reported.

Message 2 of 3
SouthJamaica
Mega Contributor

Re: fico scores and payments


@ficofido1414 wrote:

Hello, I have a question, I accidently paid all my credit cards off in April by their closing dates which i don't normally do as I normally follow azeo. but in a confusion paid all and my fico scores dopped quite a bit. checking my cc reports all looked good no other issues checked the codes as what was affecting my scores and the only new and different reason was no revolving account balances. so, question is when will scores bounce back i do have one account that is closing and reporting tomorrow, will that one balance be enough or will I need to wait until the end of May for scores to adjust.


Yes that one balance would be enough.


Total revolving limits 568220 (504020 reporting) FICO 8: EQ 689 TU 691 EX 682




Message 3 of 3
Advertiser Disclosure: The offers that appear on this site are from third party advertisers from whom FICO receives compensation.