So today I got an alert that my score had changed on my TU report. it went up 12 pts (nice!) but the two reasons it gave me had verbage I've never seen on myfico before.."balance decrease on ALL retail accounts" and "balance decrease on ALL revolving accounts" I've just been making my monthly payments as I always do and have never seen this as a reason for a score increase when I have had them in the past...anyone know if this is something new or if I just haven't noticed it in previous months?

Starting Score: 599 Current Score: EQ- 640 TU-657 EX-653 Goal Score: 720
My Cards: CareCredit- $6,000, Chase Freedom- $4,500, Amazon Card- $4,000, Barclay Apple Card- $3,250, Wells Fargo Rewards- $3,000, Capital One(Secured)- $1,200, Walmart- $1,000, Target- $800, Kohls- $700, Chevron/Texaco- $500, Victoria's Secret- $500, CreditOne- $500