I find their report frustrating to understand at best. No where is the DOLA and DOFD listed and there is no way to get ahold of a live person to explain it. So, for experian, they use the DOFD as the fall off date? and is there anyway to discover what that is on the reports. I have pulled from myfico and also direct from Experian and can't find the info anywhere. (their legend in my case is blank at the bottom)