how much would this help?

[elixerin]

i just found out recent that my grandfather has a bank of america card opened from 1961.. 57 years older than my current credit age. He has no issue with adding me as AU but i ask will this do anything? I have decent 730-740 scores currently with auto and revolving as my mix, coming 4 years credit age in November. thanks

[Kforce]

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@elixerin wrote:

i just found out recent that my grandfather has a bank of america card opened from 1961.. 57 years older than my current credit age. He has no issue with adding me as AU but i ask will this do anything? I have decent 730-740 scores currently with auto and revolving as my mix, coming 4 years credit age in November. thanks

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Have him add you, wait a few months, and report back

[SouthJamaica]

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@elixerin wrote:

i just found out recent that my grandfather has a bank of america card opened from 1961.. 57 years older than my current credit age. He has no issue with adding me as AU but i ask will this do anything? I have decent 730-740 scores currently with auto and revolving as my mix, coming 4 years credit age in November. thanks

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I'm guessing it will help, assuming his utilization is low. But as @Kforce suggests, you'll never know until you try it.

[SDMarik]

This would be a pretty interesting data point, if you do this definately let us know once things start updating!

[SouthJamaica]

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@elixerin wrote:

i just found out recent that my grandfather has a bank of america card opened from 1961.. 57 years older than my current credit age. He has no issue with adding me as AU but i ask will this do anything? I have decent 730-740 scores currently with auto and revolving as my mix, coming 4 years credit age in November. thanks

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Here's some history on the Bank Americard.

https://americanhistory.si.edu/collections/search/object/nmah_1444151