improved status coincides with 1 pt drop in score... Why?

[Anonymous]

I had an old closed car loan through my CU being listed as 30 days past due. I got that corrected; it now lists as "Pays account as agreed," and "Closed or Paid Account/Zero Balance Auto loan." But at the same time, my score dropped one point. Why might that be? Coincidence?

Is a 1 pt fluctuation insignificant?

Message Edited by gonzo41155 on 12-15-2008 10:58 AM

Message Edited by gonzo41155 on 12-15-2008 11:00 AM

[Junejer]

A one-point fluctuation is quite insignificant and could be because it's sunny and 11 degrees in Milwaukee today, when it was 48 degrees and cloudy yesterday.

[Anonymous]

Yeah, I sorta figured that. One point in 700 = .14%.

Guess I was hoping for some sort of increase - even a one point increase :-)

Thanks for the reply...

Message Edited by gonzo41155 on 12-15-2008 01:35 PM

[Junejer]

I know. I hate to see decrease of any nature too.