is it possible?

[oracles]

is it possible to open a closed CC account and if so, what is the cut off time in regards to how long an account was closed, can not be reopen again? Thanks

[Tuscani]

Yes, call the creditor and ask.

[oracles]

thanks tusc, do you know the cut-off time period?

[Tuscani]

Each creditor is different

[FICOnater2007]

That's a good question and could be useful!

Suppose you closed out a CC account; later sent GW letters and they removed the baddies...  One could ask them to re-open the account and BAM -- instant good credit???

Tuscani, have you ever seen this happen?

Good luck!

FICOnater2007

[MidnightVoice]

I could try it on a couple of accounts that have been closed nearly 10 years 

[FICOnater2007]

Ha Ha Midnight,

I think there's a statute of limitations or something which would prevent that....

Let me know how it works out...

FICOnater2007

[Tuscani]

---

FICOnater2007 wrote:

That's a good question and could be useful!

Suppose you closed out a CC account; later sent GW letters and they removed the baddies...  One could ask them to re-open the account and BAM -- instant good credit???

Tuscani, have you ever seen this happen?

Good luck!

FICOnater2007

---

Yes I have!

[Anonymous]

Hi everyone, Patricia here. 

Tuscani, did they do a regular inquiry or an account review inquiry? 

Thank you

[Anonymous]

DW has a Fashion Bug card from 1989, still open, and still on her CRs. She hasn't shopped there in probably 5 years, and I've kept on her butt to get the CC reopened. They said just come in the store, and show ID.

Calling her on it this weekend.