What's hurting your Fico(R) Score
You have a short credit history
Your oldest account was opened
15 Years, 8 Months ago
FICO High Achievers [?] opened their oldest account 19 years ago, on average.
What’s helping your FICO® score
You have an established revolving credit history
Your first revolving account was opened
15 Years, 8 Months ago
FICO High Achievers [?] opened their first revolving account 19 years ago, on average.
lol - it just goes to prove that we are not alone in not understanding the ficos, even the formula for scoring your fico score is confused. 