refi current home

[Anonymous]

I have some extra money and I do not know which would help my qualifications more if I refinanced into a fixed....pay off credit cards or pay off deferred interest (arm) to help with loan to value.  Please help!

allstate

[Junejer]

Hi allstate, welcome to the forum. You have not provided enough information for us to advise you. Please provide more details on the amount of money that is available, how much CC debt there is and what the mortgage bal/value or just LTV is.