score drop

[jbee]

I applied for a mortgage on June 8th but my score here hasn't changed.  Does anyone know how long it take to see the drop in score?  Experian sent me an alert yesterday with a 25-point drop but nothing is difference here.

Any thoughts???

[llecs]

Know that the score pulled by your lender is very likely a FICO score and that the score-alert you received (assuming from a service) is not a FICO score, but rather a FAKO. It's two different scoring systems.

[RobertEG]

Implcations of anything in your credit score first requres the reporting to your CR

Maybe the lendor only reported and then pulled your CR from EX.

Once it is recorded in your CR, any credit score you purchase based thereafter on that CR should show up instantly, after it is posted.