score is not going up help ?

[Anonymous]

ok i have four CCC all at 0 balance except one with 1% util and i have a charge off paid close account car loan from two years ago and two CCC with 60 and 90 days late  one collection .

my question is my fico score is not going up can one of the expert help me please because i`m trying to buy a house next march .

TU 629  EQ 652 EP 642 FROM 3 MONTH AGO.

please help .

[haulingthescoreup]

---

@Anonymous wrote:

ok i have four CCC all at 0 balance except one with 1% util and i have a charge off paid close account car loan from two years ago and two CCC with 60 and 90 days late one collection .

my question is my fico score is not going up can one of the expert help me please because i`m trying to buy a house next march .

TU 629 EQ 652 EP 642 FROM 3 MONTH AGO.

please help .

---

Your scores seem to be 3 months old. Isn't it possible that there has been a change since you pulled last? (Sorry if I'm misreading your post.)

[Anonymous]

When was the 60 and 90 lates?

---

jcastor24 wrote:

ok i have four CCC all at 0 balance except one with 1% util and i have a charge off paid close account car loan from two years ago and two CCC with 60 and 90 days late  one collection .

my question is my fico score is not going up can one of the expert help me please because i`m trying to buy a house next march .

TU 629  EQ 652 EP 642 FROM 3 MONTH AGO.

please help .

---

[Anonymous]

the 60 and 90 days late was from 2006 i keep getting credit limit increase instead of a removal of these late payment why .

Message Edited by jcastor24 on 03-12-2008 09:04 AM

[Junejer]

Perhaps you can check the report dates for your baddies. If they are updating those, this could hurt you.