scores almost respectable

[girlie]

i just checked my scores after paying $1,200 down and now i am at 25% util. 

tu - 667

eq - 661

ex - 678

my goal was 660-680 by end of summer.  my new goal is 680-700 by end of summer.

i am understanding more about the "buckets" described in another post.  when i was below the 660 bucket, the age of my accounts was a plus. Now i'm in the 660 plus bucket and they are telling me that i have a short credit history because my oldest account was opened 15 years ago and the average age of my accounts is only 12 years. 

I GET IT, but who cares because i am feeling almost respectable once again

[Anonymous]

Congrats to YOU!

[smallfry]

Pretty good girlie. Look at the bright side. The accounts are young and so are you. What's the alternative? Old accounts and ... LOL.

[Tuscani]

Nice work!

[Anonymous]

WTG!!!!

[Anonymous]

Excellent! And if you reduce your UTL even more your score should go even higher!

[Anonymous]

Hoooray!  And congrats on paying down all that debt!!

[girlie]

thanks for all your support guys