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my bk13 has finally fallen off my experian and equifax. transunion will follow soon i hope. anyway......
due to the bk drop my experian went up 40 points to where it is now, 773. today it fell off my equifax report in which it caused my score to drop 14points to 689. how is that right? my eq fico score was higher with the bk reporting. my creditkarma eq fako score rose 63 points today to 755 which is now higher than my eq fico.
ive checked and double checked, all info is the same on all 3 bureaus except for the bk still on my tu report. the most inq's i have is 9, which is on experian. all other info is the same, even the aaoa.
do you guys know of anything that could make my eq score drop like that? i was expecting a bump in score like i did with creditkarma and experian.
thanks!
i have never heard of rebucketing before. thanks for the info. after researching what it is, it makes sense that is what happened. although im disappointed about the score drop, all things considered 14pts isnt bad & 689 is not horrible. its nice i wont be auto denied due to bk. im curious to see what my tu will end up being. im hopeful eq will go up to match my experian over time. garden, garden, garden :-)