under 6 months

[slicemans]

I know it takes 6 months to create a fico score. Has anyone here recieve one less than that?

[pizzadude]

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@slicemans wrote:

I know it takes 6 months to create a fico score. Has anyone here recieve one less than that?

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6 months credit history is the minimum;  FICO won't calculate with less than that.

[mongstradamus]

i think before you probably could get one if you were AU on an few older accounts. I don't know if that really works anymore because 08 fico scoring ignores an lot of au accounts.