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% util question

New Contributor

% util question

from reading here...I take that under 9% is pretty good and100% is a number killer...but what about 30% to 50%? is there a big gain from a 100 to 50?...or 50 to 9?
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Regular Contributor

Re: % util question

My experience has been that I've received a pt increase each time my util reported lower than the previous month.  I'm not sure if there is a correlation between how many pts you gain vs. the util percentage change though.  Just keep paying until you get all revolving to 0 except for 1 and have that 1 report between 1% and 9% for ideal scoring.

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