was i rebucked

[swins24]

i recently went from only having 1 cc reporting on my eq to having 2 cc reporting  and now my score has drop 23 points i see no other changes on my report and my util is about 10% what happen i was 543 now im 520 i did go over my old and new report carefully

[llecs]

I don't think you were rebucketed. I'd look over both EQ reports, before and after, to look for any changes. Look for any updated baddies (dates are key) or added lates. While a new account can easily drop your score by as much, you are lacking a mix of credit and should have seen a possible small increase.

[swins24]

Thanks for the info I really didn't c no changes but IM going to go over everything once more I Ben stuck between this 518 and 543 for a while now I Ben paying my furniture loan and cc and student loan on time but my first cc isn't nothing but six months old now. And my furniture 1yr two months student loan 6 years I want out of the 500 and into the 600 I guess I got to be patience

[AndySoCal]

I would agree on the patience. One of the things FICO likes is a long payment history. Allow your 2 new credit cards to give you a longer payment history that takes time. IE The average age of accounts.  As the baddies on your report get older the amount of influence on the score will be less. Review the two reasons given on your FICO score those are what is influencing it the most.

[Anonymous]

I would agree with the others.  It sounds like you diluted your AAofA.  It'll go back up, though.  It's just part of the process. 

My Credit Saga;