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boa is killing my score with cld every month my score has gone from a high of 775 down to 708 due to boa actions never late
all started because i made a 13000.00 payment to them, just like to hear other horror storys to know what i can look foward to.
46 points.
Because I PFD an old bad account.
Stayed the same on TU
Dropped 46 on EXP
and gained 24 on EQU
When we could pull our EX FICO, my score dropped 104 points in one day when a CA got added to a clean report. Conversely, I gained roughly 104 points the following month when it was removed. ![]()
Over the summer, I appd for and received a new Discover and Amex. Both reported, along with Penfed's OD LOC account, and my FICOs dropped over 50 points due to the new credit and drop in AAoA.
TU fico lost 27 points....lowered my AAoA from 7.5 to 6 by adding one new CC.
Tune in later to find out when the new auto loan hits AND the other CC. I'm going to take a beating.