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what was your biggest score drop and why,

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Anonymous
Not applicable

what was your biggest score drop and why,

boa is killing my score with cld every month my score has gone from a high of 775 down to 708 due to boa actions never late

all started because i made a 13000.00 payment to them, just like to hear other horror storys to know what i can look foward to.

Message 1 of 7
6 REPLIES 6
cajunboy2208
New Contributor

Re: what was your biggest score drop and why,

46 points.

Because I PFD an old bad account.

 

Stayed the same on TU

Dropped 46 on EXP

and gained 24 on EQU

 

 


Starting Score: 577 01/10/2010
Current Score: 660 07/06/2012
Goal Score: 720


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Message 2 of 7
llecs
Moderator Emeritus

Re: what was your biggest score drop and why,

When we could pull our EX FICO, my score dropped 104 points in one day when a CA got added to a clean report. Conversely, I gained roughly 104 points the following month when it was removed. Smiley Happy

 

Over the summer, I appd for and received a new Discover and Amex. Both reported, along with Penfed's OD LOC account, and my FICOs dropped over 50 points due to the new credit and drop in AAoA.

Message 3 of 7
FicoScore626
Frequent Contributor

Re: what was your biggest score drop and why,

My Experian Plus Score went from 652 to 603 because of a lot of inquiries.
Message 4 of 7
Anonymous
Not applicable

Re: what was your biggest score drop and why,

35 points because of an old, small (out of SOL and almost out of CRTP) collection.  I about lost it.
Message 5 of 7
907grown
Established Contributor

Re: what was your biggest score drop and why,

30 days late on good acct costed me 73 points, still battling that late!


Starting Score: 460
Current Score: EQ 764, TU 764, EX 740,
BOA AK AIR 30,000, Discover IT 6300, Freedom 25,300, Barclays RMC 15,660, Ring 15,000, BCE 15,000, QS17,000,AARP 15,000, ChaseFU 8,000,AND A LOT MORE!
Message 6 of 7
daisyduke
Valued Contributor

Re: what was your biggest score drop and why,

TU fico lost 27 points....lowered my AAoA from 7.5 to 6 by adding one new CC.

Tune in later to find out when the new auto loan hits AND the other CC. I'm going to take a beating.


Starting Score: 682 EQ, 663 TU
Current Score: 687 EQ - 705 TU on 7/18/10
Goal Score: 700 + both EQ and TU


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Message 7 of 7
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