when does AAoA start counting?

[noobody]

Got approved Hyatt yesterday (2/29) 10:45pm ET instantly, account showed up online right way.

Assume chase will report a new account opened on 2/29, do I have one month or one day account age for AAoA calculation on this particular account as of today (3/1)?

[Anonymous]

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@noobody wrote:
Got approved Hyatt yesterday (2/29) 10:45pm ET instantly, account showed up online right way.

Assume chase will report a new account opened on 2/29, do I have one month or one day account age for AAoA calculation on this particular account as of today (3/1)?

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1 day

[Anonymous]

^ you sure? the credit report shows it started 02/01. they always use the first of the month i have noticed. i vote it's 1 month of reporting for that card

[Anonymous]

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@Anonymous wrote:
^ you sure? the credit report shows it started 02/01. they always use the first of the month i have noticed. i vote it's 1 month of reporting for that card

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How do you know it will show 02/01 as when it's opened?  His question was if it showed as opened on 2/29.  If it didm then it would be one day, not one month

[Anonymous]

true. all of my accounts (on experian) show opened on the first of all months, including chase.

[JagerBombs89]

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@Anonymous wrote:
true. all of my accounts (on experian) show opened on the first of all months, including chase.

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I agree.  2 of 3 of my credit reports show the first of the month for all my "account open" dates.  Only one shows the actual date it was open. 

[Anonymous]

that's why i said, realistically, it'll count for a month.

[Anonymous]

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@Anonymous wrote:
that's why i said, realistically, it'll count for a month.

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True but that's not what he asked.  Of course it will be one month if it shows 2/01 

[Anonymous]

perhaps you took it in a literal sense and i took it in a sense of may happen lol. you answered the question more correctly, though.

[Anonymous]

I believe on Experian it will count as 1 month, but on the bureaus that show the actual date, 1 day.