if it was US bank, it will show open on 2/1, and count a month.
assume chase will show open on 2/29, now what happen?
my AAoA is almost 80 month, it will not affect me one way or the other, just toss up a fun question for FICO guru.
assume chase will show open on 2/29, now what happen?
my AAoA is almost 80 month, it will not affect me one way or the other, just toss up a fun question for FICO guru.
EX819 1HP|TU797 1HP| EQ(Fico8 BankCard)841
@noobody wrote:
if it was US bank, it will show open on 2/1, and count a month.
assume chase will show open on 2/29, now what happen?
my AAoA is almost 80 month, it will not affect me one way or the other, just toss up a fun question for FICO guru.
I've always factored it first of the month and napkin math wise this seems to have worked out in my own score tracking.
If we're talking 3/1 or later, I would assume 1 month on both the US Bank and Chase tradelines; historically not all bureaus even tracked explicit date and the FICO calculation lags the bureaus by a lot... and I don't think all issuers report it either (hence the default first of the month on Experian).
