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why no change in score

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JcT21
Frequent Contributor

why no change in score

over the past week ive had my new amex everyday card start to report, as well as cli's reporting from walmart, comenity, & discover. 

my amex has 10k on it.   and a total of 4k in cli's all reporting in the last few days.  yet my fico score, according to experian, did not change at all.   my utilization went from 9% to 0%,  but with a small balance of $130 reporting.  

 

does fico notice these things as soon as it starts reporting and adjusts scores in real time or should my score go up or down in the coming days?  my venture card is about to start reporting soon.  15k there.  once that one hits and my BT starts reporting my utilization will be at or near 4%. 

fico scores - August 2024:
TU - 733| EX - 737 | EQ - 730 |
TCL - 174K - UTIL - less than 1%
Message 1 of 9
8 REPLIES 8
Scupra
Super Contributor

Re: why no change in score

Sometimes myFICO updates me around a week after the change. Sit tight and see what happens

Filed BK7: 7/2012 (start score EQ 560 / TU 529) Discharge 10/2012
801 EQ FICO 06/2022
797 TU FICO 04/2022
793 EX FICO 04/2022
$30k NFCU Platinum | $30.7k NFCU cashRewards Sig | $15k NavChek | $7.1k Cap1 Quicksilver | $10k Amazon Store | $19k Cap1 VentureOne | $16k Barclay Aviator | $5k Chase Freedom | $5k Chase Sapphire Preferred | $9k Costco Visa | $20k AMEX BCE | AMEX Gold | NFCU Platinum #2 $19.3k | Apple $8.5k
Message 2 of 9
Anonymous
Not applicable

Re: why no change in score

I just made a post about almost the same thing. 😡
Message 3 of 9
Anonymous
Not applicable

Re: why no change in score

Just got a 17 point jump from equifax and trans, but nothing on experian. As a matter of fact I got an email saying no changes to experian. Odd because my ccc all report to experian.
Message 4 of 9
Anonymous
Not applicable

Re: why no change in score

sometimes it takes some time for everything to update! 

Message 5 of 9
Anonymous
Not applicable

Re: why no change in score

I'm gonna wait until June 3rd for it to update, if not a will pull a report and see if there are changes.
Message 6 of 9
Anonymous
Not applicable

Re: why no change in score

Mine finally updated yesterday!! Did yours update yet?
Message 7 of 9
JcT21
Frequent Contributor

Re: why no change in score

not a thing.  everything is showing correctly, all the cli's... everything except my venture card.  no changes on any scores yet.  neither up or down.  i got my 1st statement from the venture card, im sure its gonna start reporting any day now.  i expect it to show up this week most likely.    i did notice today on my experian report that amazon has reported again in real time that i have paid my bill... thus causing my utilization to go even lower.  i thought for sure my scores would go up by now, atleast 2 or 3.

 

 

fico scores - August 2024:
TU - 733| EX - 737 | EQ - 730 |
TCL - 174K - UTIL - less than 1%
Message 8 of 9
Anonymous
Not applicable

Re: why no change in score

Maybe you should pull experian, it may move.
Message 9 of 9
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