myFICO® provides the myFICO Forums as an educational and entertaining platform for U.S. consumers to share their credit knowledge and credit-related personal experiences with other members of this online consumer community.We encourage you to visit the myFICO Forums often to read and participate in discussions about such credit issues as FICO credit scoring, credit bureau reporting, applying for credit, resolving financial difficulties, and other topics of interest to this community.It is our belief that through credit education and taking greater individual control of personal finances, consumers are better able to achieve the financial goals that will help to enrich and fulfill their lives. We hope you enjoy the myFICO Forums!
Welcome to myFICO Forums
To ensure that the myFICO Forums remains useful and enjoyable for all online community members, upon registering you will be expected to observe the following the myFICO Forums User Guidelines:
Questions about myFICO Forums
New myFICO Forums participants with questions about posting to the message boards are encouraged to read our FAQs or simply post a message and a community member or Moderator will be glad to help.
Registration and privacy
Ideas, opinions, and viewpoints of participants
The ideas, opinions, and viewpoints expressed in myFICO Forums belong solely to its participants.Fair Isaac Corporation does not necessarily agree or disagree with, or in any way endorse comments posted to these forums; nor is myFICO responsible for the accuracy of the content of the forums or liable for any damages resulting from following recommendations posted by community members on myFICO Forums.
In the spirit of a healthy and helpful community, profanity, spam, personal attacks, flaming, and other inappropriate postings are not tolerated.Such material may be edited or removed, and egregious or repeat offenders will be banned from future participation in myFICO Forums.
myFICO Forums is intended to provide helpful and useful tips for managing credit and understanding FICO scoring.This is not the place to exchange ‘credit repair’ advice that encourages consumers to provide untrue or misleading information to a credit bureau or lender for the purpose of raising FICO scores or otherwise improving credit ratings, credit histories or credit records. Such material may be edited or removed, and egregious or repeat offenders will be banned from future participation in myFICO Forums.
myFICO may monitor postings to myFICO Forums for the purpose of maintaining an orderly arrangement of the information being shared and ensuring that community members adhere to the myFICO Forums User Guidelines. This monitoring is carried out by individuals designated as “Moderators” by myFICO and identified in the community by the “Moderator” title. Moderators can also answer questions related to the forum software, myFICO Forums User Guidelines, or other matters to help users have a successful and productive experience in the myFICO Forums.
Failure to comply with guidelines
Disclaimer of warranties and limitation of liability