Log In
My Account
Support

How Can We Help
Products
Credit Education
Community

Our Products
- Ongoing Credit Monitoring Track your FICO^® Score & Identity
- One-time Credit Reports Be prepared for Important Transactions
Resources

SCORE & CREDIT MONITORING
- FICO^® Ultimate 3B
  3-Bureau FICO^® Scores, Credit & Identity Monitoring
- FICO^® Essentials 1B
  1-Bureau FICO^® Scores & Credit Monitoring
ONE TIME REPORTS & SCORES
- FICO^® Score 3B Report
  3-Bureau Credit Report & FICO^® Scores
- FICO^® Score 1B Report
  1-Bureau Credit Report & FICO^® Scores
- Achieve My Goals
- Credit Education
Support
- User Forums
- Customer Support

Our Products
- Ongoing Credit Monitoring Track your FICO^® Score & identity
- One-time Credit Reports Be prepared for important transactions
How Can We Help
Credit Education
Community
Support

myFICO® Forums

myFICO® Forums
>
Bouncing Back from Credit Problems
>
Rebuilding Your Credit
>
Topics with Label: Help!

Options

Mark all as New
Mark all as Read
Float this item to the top
Subscribe
Bookmark
Subscribe to RSS Feed
Invite a Friend

cancel

Turn on suggestions

Auto-suggest helps you quickly narrow down your search results by suggesting possible matches as you type.

Showing results for

Search instead for

Did you mean:

Topics with Label: Help!

Showing topics with label Help!. Show all topics

408 credit score; 28 years old;terrible credit, fi...

by scifidog on ‎08-29-2019 04:54 AM Latest post on ‎11-08-2019 10:57 AM by Kikimin1

56 Replies 1737 Views

56 Replies

1737 Views

trust the process

yougotsold22 on ‎09-16-2019 03:23 PM Latest post on ‎09-16-2019 03:51 PM by ImTheDevil

1 Reply 248 Views

1 Reply

248 Views

Heeeelp! Gardening but unsure

cheyenne32780 on ‎01-15-2019 02:11 PM Latest post on ‎01-16-2019 12:34 AM by FireMedic1

1 Reply 279 Views

1 Reply

279 Views

Post BK7 Friendly - CC Approval

by MzKola on ‎07-20-2017 07:40 AM Latest post on ‎07-20-2017 08:29 AM by

Community Leader<br> Senior Contributor</br>

JAG73

1 Reply 511 Views

1 Reply

511 Views

Labels

"Stale" dated medical collections notice 1
1099-C 1
623 credit repair sol 1
Advice 2
agencies 1
amazon 1
American Express 1
Amertik 1
Amex BCP 16000 1
App Spree 11
Auto lease 1
Auto purchase 6
Auto refinance 1
bad 1
bad credit 2
bad debt 1
bad decision 2
balance 1
Balance Transfer 1
Bankruptcy 819
bankruptcy 7 1
Bankruptcy Chapter 7 3
boost 1
Budgeting 2
cable company 1
Calvary 1
Cancellation of Debt 1
CAP SPARK 17500 1
Capital One 1
capital one platinum 1
cards 1
CC Approvals 1
Cfna 1
Chap 7 1
Chapter 13 dismissal 1
Chapter 7 discharge 1
chapter 7 dismissal 1
Charge offs 3
Charge-off 1
CHASE UNITED 11000 1
Citibank 1
Civil Judgement 1
CO 1
Collecting 1
collection 3
collection account 1
Collection Agency 5
collections 13
Collections HELP 8
Convergent 1
COSTCO CITI 3700 & 8 MORE 1
credit 6
Credit & loan qualification 48
Credit Approval 2
credit building 1
Credit bureau 1
Credit Card 1
credit card approval 1
credit card debt 1
credit card payments 1
credit counseling 1
Credit education 21
credit help please 1
Credit improvement 1
credit improvements 1
credit knowledge 1
Credit limit increase 4
Credit monitoring 10
Credit one 1
credit problems 1
Credit rebuild 1
credit rebuilding 1
Credit Repair 1
credit repair help 2
credit report 5
credit reports 1
credit score 2
credit scores dropping 1
Creditor 2
creditors violating FDCPA and FCRA 1
dc 1
debt 2
debt collection 4
Debt management 5,958
debt repayment 1
defaults 1
delete 2
Deposition Subpoena 1
Dicover 15000 1
discover it secured 1
dismissed 1
dispute 1
dispute process 1
Disputes 3
divorce 1
drop in experian score 1
early exclusion 2
Enhanced Recovery 1
equifax 1
FED loan 4
FICO announcement 120
FICO announcements 2
FICO Score 4,208
FICO Score 9 3
FICO Score changes 2,408
FICO Score versions 289
finance 1
First-time home buyer 11
fixing 1
Foreclosure & Short sell 1
Fraud 331
frontier 1
Gardening 1
Good Faith 1
Good Will Letter 2
goodwill 2
goodwill letter 2
Goodwill removal 5
GW letter 1
help 4
Help Boost my Credit 2
help with collections 3
Help! 4
home buying 1
IRS 1
judgement 1
late payment 1
late payments 1
lawsuit 3
layoff 1
life 1
MCM 1
medical 1
medical bill 1
medical bills 1
Medical Collection 1
medical collections 1
Medical debt 1
Medical debt collection 2
Midland 2
mortgage 2
mortgage loan 1
Mortgage scores 1
multiple 1
Multiple reportings 1
Negative items or DEROG 150
negotiate balance 1
New credit & loan 31
New credit & loans 3
NFCU 1
non-FICO credit scores 403
open sky 1
Other 4,486
overcharge 1
pay for delete 1
Pay-for-delete 3
Paying off debt 1
Personal finance apps 1
pfd 1
poor 1
Post Bankruptsy 1
Post BK7 1
post dc 1
Post discharge 1
Preferred Credit 1
Question 2
Re-aging 1
Rebuilding 5
rebuilding approvals 1
Rebuilding credit 7
Rebuilding Credit after Bankruptcy 1
recovery time 1
release of lien 1
Removal 2
removal from credit report 1
removed collection 1
repossession 1
Request for Records 1
Retail cards 28
Rewards cards 16
Saving 1
score 1
Score improvement 10,133
Score ingredients 11
SECURED CREDIT CARD 1
seperate 1
settlement 1
SOL 1
state lien 1
statue of limitations 1
statute of limitations 1
store card 1
sue 2
sued 1
tax lien 1
tradelines 1
transunion dispute 1
Travel cards 3
TSI tax refund military star aafes transworld systems 1
UCLA Medical center 1
up 1
USCB Collections 1
verify debt 1
verizon 2
Walmart Syncrony approval DP poor credit 1
Wells Fargo 1

An Industry Standard – FICO Scores are used in more than 90% of lending decisions

CONNECT WITH US

POPULAR LINKS

Credit scores | Credit reports | myFICO Blog | Affiliates | myFICO mobile

IMPORTANT INFORMATION: All FICO^® Score products made available on myFICO.com include a FICO^® Score 8, along with additional FICO^® Score versions. Your lender or insurer may use a different FICO^® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more about other FICO Score versions.

FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Scores and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.

Products
Credit Education
Forums
Support

IMPORTANT INFORMATION: All FICO^{^®} Score products made available on myFICO.com include a FICO^{^®} Score 8, along with additional FICO^{^®} Score versions. Your lender or insurer may use a different FICO^{^®} Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more about other FICO Score versions.

FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.