I think creating a forum where people can get together and share there information with one another about credit and scoring is a good idea. It helps educate those who aren't for sure and those who know already, understand more. I
This is a great forum for anyone who wants to improve his or her credit rating and score. After we all get over 720, I am sure we can go into business helping others...he he he eh eh..just a thought, and we wont need to scam them with some credit repair bs.