This suprises me because my credit score is at a freeze.
EX, EQ, TU reported, 3 paid collections/CO in 2003, 1 paid collection/CO in 2004/2005, and 1 collection that was paid April 2007 and it was showing on my report as unpaid, (that error was just recently corrected). I have 2 revolving credit cards ( I only use a 3rd of my credit limit ) I received 1 card with HSBC Sept. 2006, and the other with Care Credit Dec. 2006. 1 Auto loan effective May,2007, I had a secured loan paid off in March 2007. There were also, 2 other auto loans paid off never late in 2001 & 2005.
I have 2 inquiries with EX. Since, I purchased this car in May 07, EQ & TU has reported that I have applied for credit more than 13 times in the past 12 months, not true, because of the auto loan inquiries, they were counted against me as individual points instead of one, the inquiries were within 5 days. EQ gave me no problem correcting the error, TU on the other hand said they do not dispute inquiries. What am I suppose to do just accept that !
EQ also reported a duplicated acct. (also disputed) one acct. paid the other unpaid.
I would like to see my scores increase but, I'm not seeing any growth.
EX - 634
EQ - 599
TU - 610
Message Edited by Scorpio1 on
09-18-2007 09:01 PMMessage Edited by Scorpio1 on
09-18-2007 09:02 PM