Alerts - SW and TU Qtrly

[Anonymous]

2 Of my CC Statements cut this week - and I paid the balances down from 90% Util to $0 balance. I assume I should get a score bump - but my question is, do the products alert you if your balance changes to these extremes?

[Anonymous]

TU QM only gives you updates 4 times a year. Thats it.

Is your ScoreWatch target score set to the score from your most recent alert? If not, you probably won't get an alert. 

[Anonymous]

thanks for your response.

Yes, my settings are set to my current score. I am really interested in finding out if SW Alerts me when balances go down to such extremes... I guess the CRs haven't updated yet...

[Barry]

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Credit_repair wrote:

thanks for your response.

Yes, my settings are set to my current score. I am really interested in finding out if SW Alerts me when balances go down to such extremes... I guess the CRs haven't updated yet...

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Balance decreases don't trigger SW alerts, although hopefully that will cause a score increase that will generate an alert. You may want to check the Score Watch Guide at the top of this board to see exactly what changes generate alerts.

[Anonymous]

Thank you Barry

You answered my question...

I will be sure to check that thread out.

Thanks once again!